An affordable
mortgage option

for a
new generation of
manufactured homes

Built to Blend

MH Advantage eligible homes have top-notch features typical of site-built, single-family homes, built to blend into any neighborhood across the country.

Perks of Homeownership

MH Advantage brings low down payment mortgage financing to eligible manufactured homes. Homebuyers will own both the home and land, making it possible to build equity over time.

Suit Your Style

Whether it's an open floorplan, a porch, or an attached garage, homebuyers can get the features they're looking for with a home loan they can afford.

What is MH Advantage?

MH Advantage is an affordable mortgage option for a new generation of modern manufactured homes with features typical of site-built single-family homes. MH Advantage offers an abundance of benefits to homebuyers, such as:

Down payment as low as 3%

Lower interest rates compared with other manufactured home financing

Traditional 30-year financing

Cancellable mortgage insurance once you reach 20% equity in your home, which means lower monthly payments down the road

MH Advantage qualifying features

Note:

The home is designed with one of the following pairs of features: Dormer(s) and Covered Porch; OR Dormer(s) and Attached Garage/Carport; OR Covered Porch and Attached Garage/Carport.

Covered Porches & Dormers

Garages & Carports

High-quality Exterior Siding

Driveways

Modern Cabinetry and Fixtures

Energy-Efficient Features

Obtaining an MH Advantage mortgage is as easy as 1-2-3.

Step 1

Visit a manufactured home retailer to customize your home. Use our checklist to discuss MH Advantage qualifying features.

Step 2

Work with a participating lender to see if you qualify for an MH Advantage mortgage.

Step 3

Have your new home installed on the land, then close your mortage loan.

Shop MH Advantage Eligible Homes

MH Advantage
Look for the MH Advantage tag to find homes that may be eligible for MH Advantage financing. Learn more

Arlington / 2281P

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1560 ft²
  • 28'0" x 60'0"

Arlington / 3504

  • Manufactured
  • Modular
  • MH Advantage
  • 3
  • 2
  • 1500 ft²
  • 30'0" x 50'0"

Catena / R30

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1600 ft²
  • 26'8" x 60'0"

Catena / R20

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1493 ft²
  • 26'8" x 56'0"

Catena / R10

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1387 ft²
  • 26'8" x 52'0"

Freedom / 3276241

  • Manufactured
  • MH Advantage
  • 4
  • 2
  • 2255 ft²
  • 32'0" x 80'0"

Classic Series DW / Ellistown 5033-54-3-32

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1427 ft²
  • 30'0" x 50'0"

Timberline Elite / TE32764J

  • Manufactured
  • MH Advantage
  • 4
  • 2
  • 2254 ft²
  • 32'0" x 76'0"

Blazer Select / TD1005-P

  • Manufactured
  • Modular
  • MH Advantage
  • 3
  • 2
  • 1173 ft²
  • 28'0" x 44'0"

Mansion Elite Sectional / The Barton Creek 5850

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1344 ft²
  • 26'8" x 48'0"

Mansion Elite Sectional / The Oak Creek 5856

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 1568 ft²
  • 26'8" x 56'0"

Dynasty Series / The Lloyd

  • Manufactured
  • MH Advantage
  • 3
  • 2
  • 2160 ft²
  • 32'0" x 72'0"

*MH Advantage eligible homes are designed with one of the following pairs of features:
Dormer(s) and Covered Porch; OR Dormer(s) and Attached Garage/Carport; OR Covered Porch and Attached Garage/Carport.