Compare Manufactured Home Loans

Finding a manufactured home loan does not have to be difficult, and being able to compare qualified mobile home, modular home, or manufactured home lenders has never been easier. We make it easy for you to find the right lender who will help you and your family purchase your dream home.

Let us help you find the perfect loan, whether it be a land and home loan, a manufactured home construction loan, or just a loan for your new factory-built home. Use the quick quote form and we will match you with up to four qualified lenders who can best serve your manufactured or modular home financing needs. These lenders specialize and understand the specifics of factory-built home lending and manufactured home loans.

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Manufactured, Modular, and Mobile Home Lenders

Search our wide selection of manufactured home lenders that can assist you with your manufactured home financing needs. Finding a lender that is qualified and experienced in manufactured home financing is important. These lenders specialize and understand the specifics of manufactured home lending & modular home loans.
So whether you need a manufactured home construction loan, a loan for your land & home, or just for the home only these lenders can supply the expertise needed to finance your new manufactured or modular home.

Want to learn more about manufactured home financing?

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42 Manufactured and Modular home lenders near you

ManufacturedHome.Loan

16 Technology Drive, Suite 142
Irvine, CA 92618
Work: (800) 332-4313

Here at ManufacturedHome.Loan we’ve leveraged our years of industry experience to make it easy and affordable to find financing for your manufactured home. No matter what your needs, our expert staff can walk you through the process step by step. Unlike traditional lenders or banking institutions, finding you the right loan for your factory built home is our sole focus. It’s what we do every day. The key to our success has been a combination of unparalleled industry knowledge with our ability to offer the lowest possible rates and the widest range of options for all of our customers.

It is our mission help you and your loved ones achieve the American dream of home ownership. We treat our customers like family and are committed to building relationships that last long beyond the life of the loan.

License Info:
  • NMLS# 1595096
  • Alabama Lic# 22377
  • Arkansas Lic# 111246
  • Regulated in California by the California Bureau of Real Estate, Lic# 02027205
  • Florida Lic# MBR2775
  • Indiana Secretary of State Lic# 1595096
  • Louisiana Lic# 1595056
  • Mississippi Licensed Mortgage Company Lic# 1595096
  • Oklahoma Lic# MB011380
  • Oregon Lic# 1595056
  • Texas OCCC Lic# 2010340
  • Texas SML Lic# 1595096
  • Washington Lic# MB-1595096
We Specialize In

 Home Only Loans  Land Home  Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

TX, OK, WA, AR, OR, MS, CA, AL, LA, FL, IN, ID

Credit Human

60 Lake St., Ste 200
St. Albans, VT 05478
Work: (877) 475-6852
Fax: 877-475-6866

Refinance and purchase programs designed to fit your needs. Our commitment to you the customer, is saving you money on your manufactured home loan with our highly competitive rates and flexible repayment terms.We offer a variety of financing options.

Credit Human is a compassionate group of federally registered loan originators with decades of experience in manufactured home lending. Our carefully crafted programs and detailed educational materials allow our customers to make informed loan choices addressing the need for honest and personalized financing solutions for a manufactured home. Our lending focuses on home only transactions where land is not used for collateral.

Credit Requirements now 660.

License Info: NMLS# 486243
We Specialize In

 Home Only Loans  Purchase  Refinance  Cash Out Refinance

States Served

WA, SD, MN, CO, CA, SC, NC, AR, AZ, AL, ID, LA, MS, OK, TN, TX, OR, NM, IN, WY, NV, ND, UT, DE, GA, IL, IA, KS, KY, MD, MO, MT, NE, NY, OH, PA, WV, WI

Total Lending Concepts

25 North 9th St.
Columbia, MO 65201
Work: (573) 303-3844
Total Lending Concepts is your #1 choice for Manufactured Home loans, Modular Home Loans, Mobile Loans and site built loans in Colorado, Missouri, Kansas, New Mexico, Texas, and Florida. They offer FHA, VA, Home Only Loans, USDA, and One time close construction loans on all prefabricated housing. The staff at Total Lending Concepts have over 100 years experience in residential mortgages and are ready to get you approved for your used or new manufactured home loan. TLC makes buying a home fun by eliminating the stress of the process of qualifying for your home loan with friendly, knowledgeable staff members who are side by side with their customers every step of the way. Give them a call today to get qualified for your new manufactured home purchase or refinance and realize your dreams of home ownership. NMLS# 1043976
We Specialize In

 Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance  USDA

States Served

CO, KS, MO, NM, TX, FL, OK

Santiago Financial Inc.

17842 Irvine Blvd Ste B2 04
Tustin, CA 92780
Work: (916) 917-6178
Santiago Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. NMLS #: 253442
We Specialize In

 Home Only Loans  Land Home  Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

CA

CSL Financial

3100 Lorna Road Suite 304
Birmingham, AL 35216
Work: (205) 331-5700
Fax: (888) 588-3113
Our mission is to help people obtain financing for home ownership. Choosing CSL Financial for your retail home loans or inventory financing makes sense. That’s because our customer service, compassion, and integrity are second to none. Whether you are a retailer or a home buyer, we have the lending programs to meet your financing needs. Because we consider overall value in a loan rather than grading on a generalized assessment, we are able to design a custom program for our customers, that are often not available through other lenders. At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending. License Info: NMLS: 959454
We Specialize In

 Home Only Loans  Land Home  Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

AL, AR, GA, KY, LA, MS, NC, OK, SC, TN, TX

Country Place Mortgage

15301 Spectrum Drive, Suite 550
Addison, TX 75001
Country Place Mortgage was founded in 1995. We are a full service mortgage lender specializing in construction and renovation lending for manufactured and modular housing. Our loan products include FHA, conventional, USDA, and chattel loans. Headquartered in Addison TX, Countryplace currently serves 33 states and has regional offices in Washington, Arizona, Texas, Florida, Missouri, North Carolina and Michigan. We are a direct lender and service 100% of the loans that we originate. Being a direct lender allows us to cut out the middle man and eliminate unnecessary loan fees. We are partnered with builders and manufactured home retailers across the United States who provide affordable housing options to buyers seeking value and customization. License Info: NMLS: 2124
We Specialize In

 Home Only Loans  Land Home  Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

AL, AR, CA, FL, GA, KS, MO, MD, ID, IL, IN, KY, CO, LA, MI, MN, MT, NM, NC, OH, OK, OR, TN, TX, WY, WA, WI, AZ, PA, SC, SD

Triad Financial Services

4336 Pablo Oaks Court
Jacksonville, FL 32224
Work: (800) 522-2013
Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 50 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of home ownership. As one of the very top consumer lenders in the nation, our goal is to be the friendliest, hardest working, service-oriented companies in the business. Once a small, niche player in the regional market, Triad enjoyed tremendous growth following its purchase by Don Glisson, Sr. in 1975. In the 1980s, Glisson’s two sons, Don Jr. and Mike, came on board to help run the family business, and Triad quickly grew to a multi-million-dollar lender with a strong reputation for responsive service and consistently high-quality loans. License Info: MNLS:1063
We Specialize In

 Home Only Loans  Construction  FHA  Purchase

States Served

AL, AZ, AR, CA, CO, DE, FL, IA, KS, KY, LA, NY, NJ, NM, MD, MN, MS, MO, MT, NE, SC, SD, TN, TX, NC, ND, OH, OK, OR, PA, VT, UT, VA, WA, WY, WI, WV, GA, ID, IL, IN, ME, MI

Cascade Financial Services

3345 S. Val Vista Drive, Suite 300
Gilbert, AZ 85297
Work: (877) 869-7082
Fax: (480) 539-4915
In 1999 Cascade Financial Services began offering conventional financing terms that were previously unavailable to buyers of Manufactured Homes. The dramatic improvement of manufactured housing over the last decade has made it possible to obtain the same favorable mortgage terms on manufactured homes as on site built homes. However, most typical mortgage brokers are not specialized or educated in lending on Manufactured Homes and are unable or unwilling to provide this type of financing. Lending on Manufactured Homes requires specific expertise and experience in Manufactured Housing. While most mortgage lenders focus their marketing efforts on Realtors or originating refinances on site-built homes, Cascade Financial Services is dedicated 100% to providing finance options for Manufactured Housing. We have developed our own loan products tailored to the specific needs of Manufactured Home retailers and our clients who are purchasing the home. License Info: NMLS:89599
We Specialize In

 Home Only Loans  Land Home  Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

AL, CT, ID, LA, MS, NJ, OK, TN, WV, IL, ME, MO, NM, OR, TX, WI, WY, UT, PA, NY, MT, MD, IN, AZ, AR, FL, CA, GA, CO, KY, MN, OH, SD, WA, VA, SC, ND, NV, MI, NE, NC

Alliance Credit LLC

7825 W. Akron-Canfield Rd
Canfield, OH 44406
Work: (330) 533-4705
Fax: (330) 533-4894
Alliance Credit LLC is a company built on fundamentally sound principals. We are a privately owned company that was started by Rob James Sr. The company operates in multiple states, specializing in retail, wholesale, and mortgage financing as well as loan servicing for the manufactured housing industry. We also have specialist providing homeowners insurance services for this industry as well. We provide full services at our headquarters in Canfield, Ohio. Our staff has over 30 years of lending and servicing experience in the manufactured housing industry. For this niche market, we provide financial services to retail dealers, financial institutions, as well as to the consumer directly. Whether you’re a dealer, financial institution or a consumer, you can be assured that you’ll receive our 5-key Fundamental Principals when working with us: Trustworthy • Dedication • Competitive • Professional • Quality License Info: NMLS: 207846
We Specialize In

 Home Only Loans  Land Home  Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

KY, PA, WV, OH

North Bay Capital

808 Blackwood Drive
Clovis, CA 93619
Work: (707) 583-3666
North Bay Capital specialize in manufactured home and modular home financing. As a Certified AFR One Time Close Construction Loan Specialist you can rest assured North Bay Capital understands the nuances of factory built construction. So whether you are buying that custom prefab with land or looking to finance a manufactured home in a park we have you covered. Are you curious about mortgage rates? Your home’s value? Reverse Mortgage Loans from a financial planning perspective? Our main objective is to provide good old fashioned advice based on what you’re situation is. And if you’re new to the process we promise to make things easy to understand so that you can make the most informed decision that’s right for you. NMLS #1279902
We Specialize In

 Construction  FHA  VA  Purchase  Refinance  Cash Out Refinance

States Served

CO, CA