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Manufactured Home Financing

Home » Manufactured Home Financing
 Chattel Loans for Manufactured Homes: What you Need to Know
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By Ben Nelms
In Manufactured Home Financing, Manufactured Home News, Manufactured Housing News
Posted May 7, 2025

Chattel Loans for Manufactured Homes: What you Need to Know

The most common form of financing available when purchasing a manufactured home that is not attached to real property is classified as a chattel loan, whereas a manufactured home attached to real [...]

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 Can Modernizing Manufactured Home Financing Help Solve Affordable Housing?
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By George Talavera
In Manufactured Home Financing, Manufactured Home News, Manufactured Home Tips, Uncategorized
Posted April 15, 2025

Can Modernizing Manufactured Home Financing Help Solve Affordable Housing?

Manufactured homes have been unfairly stigmatized in the past there’s no argument that they are a source of high-quality, relatively low-cost housing, especially in rural areas  A recent report [...]

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 A Cautionary Tale of Retailer-Assisted Financing
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By Ben Nelms
In Manufactured Home Financing, Manufactured Home Tips
Posted March 11, 2025

A Cautionary Tale of Retailer-Assisted Financing

“Leaving financing to a customer’s own devices is not a winning strategy” Most shoppers seeking manufactured home ownership will need financing and will be confused as to how to accomplish that. [...]

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 Capital Home Mortgage Now Offering FHA Loans for Manufactured Homes in Texas
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By Ben Nelms
In Manufactured Home Financing, Manufactured Home News, Manufactured Housing News
Posted July 26, 2024

Capital Home Mortgage Now Offering FHA Loans for Manufactured Homes in Texas

The new service is anticipated to assist more homebuyers in gaining access to affordable housing options.   Capital Home Mortgage is delighted to announce that it has expanded its lending [...]

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 MH Advantage: Offering a New Affordable Manufactured Home and Financing Option
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By George Talavera
In Manufactured Home Financing, Manufactured Home Tips
Posted July 5, 2024

MH Advantage: Offering a New Affordable Manufactured Home and Financing Option

MH Advantage Loans In 2017-18 Fannie Mae engaged with manufactured home producers to develop MH Advantage to offer a new affordable housing option. MH Advantage properties are built to meet [...]

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 For the First Time in 15 Years. FHA Increases Loan Limits to Expand Financing for Manufactured Homes
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By George Talavera
In Manufactured Home Financing
Posted June 17, 2024

For the First Time in 15 Years. FHA Increases Loan Limits to Expand Financing for Manufactured Homes

Newly increased loan limits for title 1 Program supports the Biden-Harris Administration’s efforts to increase the supply and use of manufactured homes as an affordable housing source. WASHINGTON [...]

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 What Are the Best Mobile Home and Manufactured Home Insurance Companies?
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By Ben Nelms
In Manufactured Home Financing, Manufactured Home Tips
Posted June 14, 2024

What Are the Best Mobile Home and Manufactured Home Insurance Companies?

According to Lending Tree, Foremost, American Modern and Assurant stand out as the best manufactured home insurance companies for both older mobile homes and newer manufactured homes. Here’s why: [...]

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 Multiple Loan Type Options Available for Manufactured Home Purchasers
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By Ben Nelms
In Manufactured Home Financing
Posted June 10, 2024

Multiple Loan Type Options Available for Manufactured Home Purchasers

There are numerous home loan programs available for purchasers of manufactured homes. Often the loan type is dependent on the intended home placement site and how the home will be installed on [...]

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 Lender Guild Mortgage Announces First Two CrossMod Homes for Sale in Paradise, California
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By Ben Nelms
In Manufactured Home Financing, Manufactured Home News, Manufactured Housing News
Posted April 19, 2024

Lender Guild Mortgage Announces First Two CrossMod Homes for Sale in Paradise, California

Initiative will educate the benefits of manufactured housing in the aftermath of the deadliest and most destructive wildfire in the state’s history. Guild Mortgage, a mortgage lending company, [...]

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 New Financing Options Make Manufactured Homes More Affordable
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By Ben Nelms
In Manufactured Home Financing, Manufactured Home News, Manufactured Housing News
Posted April 10, 2024

New Financing Options Make Manufactured Homes More Affordable

Sometimes families decide to buy a manufactured home because they are more affordable than traditional site-built homes. However, that affordability is based upon the original sales price and not [...]

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